DUI Lawyer

Getting convicted of a DUI can impact in your life in many ways. In addition to having your driver’s license suspended and having a conviction on your record, you also have to pay some pretty hefty fines. You already have other bills you’re responsible for, so you may struggle to pay these fines. If you lost your job due to the DUI, it will be even more difficult to come up with the money for these fines. That’s why many people wonder if they can file for bankruptcy after getting a DUI. Here’s some further information on this topic.

How to Clear DUI Fines in Bankruptcy

While some fines are dischargeable in bankruptcy court, fines for a DUI aren’t. This is because these fines are aimed to punish you for violating the law. You won’t be allowed to discharge these fines in Chapter 13 or Chapter 7 bankruptcy. You will be held responsible for paying these fines.

Should You Still File for Bankruptcy?

Just because you can’t discharge your DUI fines in bankruptcy court, doesn’t mean that filing won’t benefit you at all. For example, if your income is low enough to qualify you for Chapter 7 bankruptcy, you can completely discharge other debts, like medical bills, credit card bills and personal loans. If you don’t have to worry about that debt anymore, you will have more available funds to pay your fines.

If you have other dischargeable debt, it may be in your best interest to file for Chapter 13 bankruptcy. In this type of bankruptcy, you’ll be given three to five years to pay off your debt. This is a lot of time to pay hefty DUI fines and can take a lot of stress of your back.

Hiring a Bankruptcy Lawyer

If you are thinking about filing, you should set up a consultation with a qualified bankruptcy lawyer. Bankruptcy is a complex legal process and you don’t want to go through it alone. A skilled bankruptcy lawyer knows the ins and outs of bankruptcy lawyer and can help you avoid making mistakes in the paperwork. Even one small error could get your bankruptcy case thrown out.

A bankruptcy lawyer can also communicate with creditors on your behalf. It can be uncomfortable talking to your creditors and you may worry about saying the wrong things. Your lawyer can negotiate with these creditors so that you don’t have to. This can take a lot of stress off your back and let you concentrate on other things.

Call a qualified DUI lawyer today. The sooner you talk to a lawyer, the sooner you can file for bankruptcy and clear up your DUI fines and get on with the rest of your life.

Source: DUI Lawyer Baltimore, Greenberg Law Offices